Financial coaching with heart, understanding, and straight-up action.

I provide financial coaching to individuals, couples, and families in a brave space for reflection and straight-up action planning. Dealing with money can be full of emotion, self-doubt, and baggage, which can all hold us back from reaching our full financial potential. So, let me help you live your best financial life!

“I like how you approach us in a gentle manner since money’s a sensitive topic for me and my husband. I appreciate the different route we can take but at the same time, you are supportive of whatever choice we decide to make.”

– Kristine, Current Client

Areas of Focus


Budgeting is the bedrock of sound financial literacy. When you can master this skill, it will open so many doors for other aspects in your financial life. We will work together to develop a budget that considers your needs and your wants because let’s face it – what fun is a budget if nothing fun is in it?

Credit and Debt

Credit – you either hate it or love it. And debt – sometimes, you can’t live without it. We will explore how you can use both to help build your wealth rather than keep you from it. Just keep in mind that if one of your goals is to improve your credit or pay down debt, slow and steady wins the race.


Investing isn’t one-size-fits all, plus there are so many options out there. We’ll explore together what those are and how you can find a portfolio that works for you and your risk tolerance, whether it’s low or high.

Joanne’s Money Thought$

  • Conscious Money Part 2: Investing
    In this installment of Conscious Money, I cover how to invest in high-impact funds or with high-impact investment firms.
  • Conscious Money Part 1: Banking
    A client of mine asked me a great question recently: how can I bank and invest consciously? Her priorities are to specifically divest from the fossil fuel and war-related industries, which many of the major banks unfortunately invest heavily in. She is a part of a growing number of consumers, including myself, looking to doContinue reading “Conscious Money Part 1: Banking”
  • Big Goals are Never Too Big
    My husband and I have started planning to grow our family, and the biggest ticket item I’m worried about is our children’s college educations. In 2020, it costs ~$13,000 per year – just in tuition – to attend my alma mater UCLA. So that’s $52,000 per child for a four-year period in 2020 dollars, whichContinue reading “Big Goals are Never Too Big”

Ready to go on your Financial Healing journey?

About Joanne

Joanne is an Accredited Financial Counselor and Educator (AFC®). She will change the world one budget at a time.

Get in Touch

Reach out if financial counseling sounds like something you are looking for. I work with individuals, couples, and families.